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Commerce leads to many career options

Published on : 12-07-2022 Powered by

With careers in commerce undergoing a sea of change both in terms of options and scope, commerce has become a sought after and popular option among students. A student from the commerce stream has the option to pursue careers as diverse as hospitality and tourism, mass media, journalism, law, advertising, civil services & computer applications among others. If a student wishes to pursue commerce in +2, he will have to study subjects like Economics, Accountancy, Business Mathematics, and Business Studies.

There are several career options that open up for a student after the commerce stream. Chartered Accountancy, Business Management, Cost & Works Accountancy, Company Secretary, Actuarial Science, Chartered Financial Analyst are some of the fields that are directly related to the subjects in the commerce stream.
One will be aware of the basic concepts in Accountancy, Economics, Business Studies, and Mathematics. These foundations will help further in pursuing a commerce degree.

Undergraduate Programs Relevant To Commerce Stream

The degree programs available after completing 12th commerce are

  • Bachelor of Commerce
  • Bachelor of Commerce in Computers
  • Bachelor of Commerce (Honours) in Accounting and Finance
  • Bachelor of Commerce in Accounting and Finance
  • Bachelor of Commerce in Financial Markets
  • Bachelor of Commerce in Banking and Insurance
  • Bachelor of Arts in Economics
  • Bachelor of Arts in Fashion Communication
  • Bachelor of Business Administration
  • Bachelor of Business Administration (Honours)
  • Bachelor of Business Studies
  • Bachelor of Business Management
  • Bachelor of Computer Application
  • Bachelor of Foreign Trade Management
  • Bachelor of Management studies
  • Bachelor of Business Management (BBM)

Check out some of the Entrance Exams to Commerce programs HERE

Professional Programs

You can opt for professional courses after the completion of your class 12th or you can choose to appear for these exams with/once the Under Graduate course is completed. Here you can pursue:

  • Chartered Accountancy (CA)
  • Company Secretaryship (CS)
  • Cost and Work Accountant (CWA)
  • MBA (Finance)

CA, ICWA, CS, CFA Professional programs enable the candidates to become a certified professional in a particular field. It is better to pursue professional programs along with or after graduation so as to fetch lucrative job opportunities.

Chartered Accountancy (CA) program is intended for the candidates who are interested to pursue their career as professional accountants. A Chartered Accountant can earn a salary between Rs.25000 to Rs.100000 per annum. As a C.Your work will involve compiling, analyzing, verifying, and reporting on the financial affairs of businesses and individuals. You will be responsible for providing a wide range of advice about financial control and planning to companies, public bodies and private citizens. You may choose to specialize in particular aspects of financial management. This number-crunching profession offers a wide variety of jobs in any environment- advertising, manufacturing, media, banking, consulting, etc, and in all sizes of businesses and public enterprises. The study route for a student who is interested in pursuing a career in Chartered Accountancy essentially involves 3 main stages – enrolling & appearing for the Common Proficiency Test (CPT), appearing for and clearing the Integrated Professional Competence Course (IPCC), and lastly clearing the CA Final examination.

Cost and Work Accountant (CWA) - Those who want to become professionals in the field of cost and management accountancy can pursue the ICWA program. After completing this program, one can look for the job profiles like Internal Auditor, Finance Manager, or Cost Controller and earn a salary up to Rs.8 lakhs per annum.

Company Secretary (CS) is another interesting career option that will require you to deal with aspects of management that relate to the company as a legal entity. Interested students can apply for the 3 -year company secretary course after passing the (10+2) examination.

Chartered Financial Analyst (CFA) - The chief responsibility of a chartered financial analyst is to manage in the areas of financial accounting, management accounting, financial management, Investment management, security evaluation, project planning, venture capital management, and credit rating. This is a 3-year course that can be pursued after graduation. Salary given for junior level is between Rs.10000 to Rs.50000 per month and senior-level is between Rs.30000 to Rs.35000 per month. The Chartered Financial Analyst (CFA) program is exclusively for the candidates who aspire to become professional Financial Analyst.

MBA (Finance): after graduation, students interested in learning how to manage a business professional can opt for a degree in management. An MBA course can vary in duration with a regular MBA being a 2-year course, while an Executive MBA taking 1 year to complete. Doing an MBA through correspondence is also an option.

It'S Not Just The Commerce Degrees Though.

Apart from the above courses, a Class 12 Commerce student can opt to study in other verticals too except for the science stream courses. Some of them are:

  • Law (LLB)
  • Architecture
  • Economics (BA)
  • Hotel Management
  • Design
  • Fashion Design
  • Retail Management
  • Bachelor of Computer Applications (BCA)

Courses After Graduation

  • Masters of Commerce (M.Com) Duration: 2 years Centres: Many Commerce Colleges.
  • Master of Corporate Secretaryship (MCS)
  • Master of Finance & Control
  • M.Com Banking and & Insurance Management
  • M.Com Co-operative Management
  • M.Com (Marketing)
  • Master of Financial Control (MFC)
  • Master of Financial, Administration (MFA)
  • Master of Financial Management (MFM)
  • Most of the courses are two years duration and available in colleges or in distant mode.
  • MBA (Finance)
  • Post Graduate Diploma in Capital Market & Investment Analysis
  • Post Graduate Diploma in Finance & Control
  • Post Graduate Diploma in Management Accounting
  • Post Graduate Diploma in Banking & Finance
  • Post Graduate Diploma in Public Accounting
  • Diploma in Banking and Finance (DBF) Eligibility: Accountancy and computer knowledge is essential.
  • Online course material provided and 24hrs online teachers available for guidance

Opportunities for Commerce Students

Some of the major industries in the commercial sector that a commerce student can aspire to enter are:

  • Banking - Retail / Personal Banking, Corporate Banking, Merchant Banking, Treasury Group, Rural Banking, Product Management, Loans Executive.
  • Accounts - Chartered Accountant, Cost, And Work Accountant, Certified Financial Analyst, Certified financial planner.
  • Insurance - Actuarial Science, Insurance and Risk management, Insurance surveyor, Insurance surveyor, Insurance agent.
  • Investments - Equity Research Analyst, Investment Banker, Mutual fund executive, Stock Broker, Capital market manager, Forex Dealer, Venture Capitalist, Real estate.
  • Management - Human Resource Management, Brand Management, Event Management, International business management, Market Research Management, Retail Management, Marketing And Sales Management, Technology Management, Disaster Management, Education management, NGO management, Rural Management, Operation And Logistics Management, Export Management, Family business management, Material management, Financial Management, Business Development Management.
  • Company Secretary- Legal officer, company secretary.

Never Ending Options

B.Com graduates can also get into the post of Income Tax Officer in the Income Tax Department of State/Central government. For that, they should qualify the Income Tax Officer's examination held by Staff Selection Commission. It is possible for them to join as Accountant Executives, Cashier or Business Development Executive in Textile shops, Hospitals, Grocery shops, Jewellery shops, etc.
They can also join BSNL, Indian Railways, and various government departments as Account Officer. Probationary Officer and Office Assistant are the jobs which one can look for in the banking sector. Other job profiles available for B.Com graduates are:

  • Account Assistant
  • Balance Sheet Reconciliation
  • Account Analyst
  • Accounting Coordinator
  • Accounting Clerk
  • Financial Consultant
  • Financial Auditor

About the blogger: Shruti is a Consultant at She can be reached at

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About the Author : Shruti is a consultant at She can be reached at

Keywords : Hospitality and tourism, mass media, journalism, law, advertising, civil services & computer applications, Commerce careers, CA, ICWA, CS, CFA


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